If you filed a Hawaii personal injury claim and your insurer has said that you must see a doctor of their choosing, you may not have to go, depending on the circumstances of your claim and the requirements of your policy. Typically the only time you are required to have an Independent Medical Exam (IME) is when ordered to do so by a judge.
Even so, sometimes an insurance carrier will request that a party involved in a car accident in Hawaii undergo an IME. In many cases, an insurer will have included this stipulation in your original policy.To fully understand your rights, you should consult with a Honolulu injury lawyer before you attend any appointments.
What to Know if You Must Have an IME
An IME is performed to diagnose the injuries you may have sustained in a car accident in Hawaii. An IME is not a means to treat you for your injuries. The main thing to beware of with an IME is that an insurance company may want to prove that your injuries are not valid or as severe as you claim.
If you do undergo an IME, you should never agree to any type of treatment. As part of your examination, you may be asked to have an x-ray done. While x-rays are appropriate, the main rule of thumb with tests is that they should not be intrusive.
During an IME it is okay to discuss your physical limitations and how it affects your ability to work. Stick to the facts regarding your injuries and how it has impacted your life.
You should never discuss a settlement during an IME. In addition, do not share personal information such as how much disability you may be receiving.
While you can share that you were injured in a car accident in Hawaii, don’t expand on the details. Don’t discuss fault or what led to the accident. A Honolulu injury lawyer can explain to you what your legal rights are in circumstances like this.
Contacting a Honolulu Injury Lawyer
After a car accident in Hawaii, you should be able to spend your time focusing on your recovery; not dealing with insurance adjusters, never-ending paperwork and complicated legalese. Hawaii personal injury attorneys Davis Levin Livingston will fight for your rights while you focus on your healing. Serving injury victims on Oahu, Maui, the Big Island, Kauai and beyond. Contact us today for a free case evaluation – 1-866-806-4349.