You should strongly consider purchasing uninsured motorist coverage in Hawaii because the reality is that many drivers who are out on the roads are not insured. Being involved in a car accident in Hawaii is stressful enough without discovering that the driver who hit you isn’t carrying car insurance, which may leave you responsible for paying for your accident-related expenses out of pocket-unless you have uninsured motorist coverage.
Why Drivers Need Uninsured Motorist Coverage in Hawaii
Drivers need uninsured motorist coverage in Hawaii because it protects you and your family members if you are injured by another driver who has no car insurance. When another driver’s negligence causes a car accident in Hawaii and it results in injuries, you need to know that your bills will be covered.
If you are seriously injured you are going to face expensive hospital and medical bills. Without the other driver having adequate insurance you could face a potentially devastating financial burden. Uninsured motorist coverage can also help you in the event that you are injured by a hit and run driver.
In addition to uninsured motorist coverage, it is also a good idea to add on underinsured motorist coverage. This protects you in the event you are injured in an accident by a driver who doesn’t carry enough insurance. This way your insurance can pick up where the other party’s insurance stops.
Whether a driver is uninsured or underinsured, if your injuries result in lost wages or a disability you are going to need help to get back on your feet. While adequate insurance coverage is an important step, you should speak to a Honolulu accident lawyer about all of your options for seeking accident compensation.
Contacting a Honolulu Accident Lawyer
After a serious accident in Hawaii, you should be able to spend your time focusing on your recovery; not dealing with insurance adjusters, never-ending paperwork and complicated legalese. Hawaii attorneys Davis Levin Livingston will fight for your rights while you focus on healing. Serving accident victims on Oahu, Maui, the Big Island, Kauai and beyond. Contact us today for a free case evaluation – 1-866-806-4349.