As rideshare services like Uber and Lyft continue to dominate our roads, many passengers and drivers have been injured in a crash involving an Uber or Lyft driver. Although these cases can be complicated to navigate, our experienced legal team at Davis Levin Livingston can assist when you’ve been seriously injured in a Hawaii rideshare accident. By carefully investigating your crash and identifying all the liable parties, our award-winning attorneys can build a solid case strategy and seek the compensation you deserve after an accident.
For more information on how to file a rideshare accident claim, call (808) 740-0633 or contact us online today.
What Makes Uber & Lyft Accidents Complicated?
First pioneered by Uber in 2009, ride-hailing and ridesharing apps have transformed the nature of American transportation over the last decade. By allowing users to order convenient rides from a fleet of over 2 million independently-contracted drivers, Uber and Lyft have since cornered the market on ridesharing services. However, like any other group of drivers, Uber and Lyft rideshare workers can – and do – cause car accidents that result in devastating injuries.
When these car accidents occur, it can be hard for injury victims to know where to seek compensation. Although the ridesharing services do offer accident insurance coverage for their drivers, the coverage levels depend on the driver’s status at the time of the crash, also known as the “driving period.” This means your attorney will need to determine that status and help you decide on the right course of action for compensation.
Auto insurance for most rideshare services follows this structure:
- Period 0: The driver is not active on the ridesharing app and is driving on their own time. No insurance coverage is provided.
- Period 1: The driver is actively using the ridesharing app but has not made a match. Uber and Lyft will provide limited coverage, up to $25,000 in property damage, $50,000 per person injured, and $100,000 per accident.
- Period 2: The driver has matched with a rider. Uber and Lyft will cover accidents at up to $1 million in coverage, with limits varying for uninsured or under-insured motorists.
- Period 3: The driver has picked up the rider and is taking them to the destination. This is generally considered the same as Period 2 and lasts until drop-off.
As demonstrated in the list above, there are some points at which the insurance coverage level may be difficult to ascertain, particularly between Period 1 and Period 2. This is why it’s crucial to work with a qualified attorney who has experience navigating rideshare cases and identifying where liability falls.
Who Can Be Liable for a Rideshare Crash?
Whether you were a rideshare passenger, a passing pedestrian, or another driver at the time of your accident, you may be entitled to receive compensation beyond the coverage provided by Uber and Lyft. In those cases, you would need to bring a personal injury lawsuit against one or more parties involved in the accident.
Some of the most common parties involved in a rideshare accident claim include:
- The Uber or Lyft driver
- Another driver on the road
- Your insurance company
- Uber or Lyft’s insurance provider
- The Uber or Lyft driver’s insurance company
No matter how complicated your crash may be, our Hawaii rideshare attorneys at Davis Levin Livingston are committed to helping you recover after a tragic or catastrophic accident. It’s our goal to provide detailed, top-quality representation so that you can focus on healing your injuries.
Call (808) 740-0633 to get started with your claim today!